Recently, Bank of America informed millions of its credit card holders that it would be raising their interest to an ungodly amount. No, these are not people who are deemed as having " bad" credit. They are people, like me, who work hard to pay their bills on time, and over the minimum.

Last I checked, my taxes just skyrocketed due to bailouts of financial industries such as Bank of America.

Hmm.

So, I pay more in taxes, and now I have to shell out even more to them because I am being punished for being a good customer? How the hell is that fair? More importantly, what is the government going to do about it?

Congress is well aware of the problem and has, for some time now, been trying to pass a Credit Card Holders Bill of Rights. This would make interest hikes, like Bank of America's illegal. Furthermore, the increased interest would be lowered, and retroactive ( Yippee!).

Unfortunately, the bill , if passed, won't go into effect until 2010. In addition, greedy GOP's, with their greasy hands in big banker's pockets, are doing everything that they can to stop it! We can't count on Arlen Spector ( and hopefully Al Franken) to be the filibuster to pass this. Democrats are not devoid of corruption either. THEREFORE, you ( yes I mean you, literally) need to write your local representative and demand your rights as a credit card holder.

If you're too lazy to look up your local representatives info, let me know and I'll do it. Hey, I'll even write the damn letter, all you have to do is sign it!

Change doesn't happen just because we want it to. And, we won't have any change left in our pockets unless we do something about this!